What if the Person Who Caused My Car Accident Has No Insurance?

Miami & Ft. Lauderdale, Florida

According to the Insurance Research Council, 24% of all Florida drivers do not carry car insurance. If you get into a car accident with a negligent driver who is uninsured, all of your financial losses – property damage, medical bills, and more – will most likely fall on you, since the driver cannot compensate you through an insurance company.

In order to protect yourself from this potential financial disaster, you should purchase uninsured/underinsured motorist (UM/UIM) coverage. Some states require all drivers to carry UM/UIM coverage; unfortunately, Florida is not one of them. It is optional in our state. However, we highly encourage you to purchase it. Otherwise, you may not have any way of getting financial assistance after a serious accident with an uninsured driver.

Underinsured motorists pose just as much of a problem. Many people do not carry the minimum liability coverage that Florida requires, meaning they may not be able to cover all of your expenses in the event of an accident.

In Florida, all drivers must carry the following minimum liability coverage amounts:

  • $10,000 for bodily injury of one person in a car accident.
  • $20,000 for bodily injury of multiple people in a car accident.
  • $10,000 for property damage in a car accident.

As long as you have UM/UIM protection, your insurance company should pay you the difference if you get into an accident with an underinsured motorist. Unfortunately, even with this important coverage, some insurance companies will still try to downplay your injuries or deny your claim in order to avoid paying you the compensation you deserve.

If you have been in a car accident with an uninsured or underinsured motorist, please contact The Cochran Firm South Florida today to schedule a free case evaluation with one of our experienced Miami accident lawyers. We represent injured car accident victims throughout Miami and West Palm Beach, Florida.

Is It Possible for a Juvenile to Receive Life in Jail?

Miami & Ft. Lauderdale, Florida

In general, yes, it is possible for a juvenile to receive a life sentence; however, the US Supreme Court recently ruled it is unconstitutional to mandate life without parole for a juvenile. Now more than ever, it is critical to seek the defense of an experienced attorney if police charge your child with a serious crime.

Life in prison without the possibility of release is a serious sentence for a child. Almost 1,600 people are currently serving life sentences without parole for crimes they committed as juveniles. Mandatory minimums of life-without-parole ignore how the child’s history, family life, developing brain and extenuating circumstances may have contributed to the crime. Oftentimes, juveniles charged with crimes are first-time offenders.

This past June, the US Supreme Court ruled mandatory life without parole for juveniles is unconstitutional. Justice Elena Kagan wrote the majority opinion, which stated that a judge or jury must consider mitigating circumstances before automatically imposing life without the possibility of parole for minors charged with a crime.

Life without parole is still a possibility for certain juvenile crimes, but not a given in any case, according to the Supreme Court ruling.

If your child has been charged with a crime, please contact the Cochran Firm South Florida to schedule a consultation with our experienced defense attorneys, serving West Palm Beach and the surrounding areas.

Eligibility for Workers’ Compensation

Miami & Ft. Lauderdale, Florida

Most employers in Florida are required to carry workers’ compensation coverage, but, in certain situations, you may not be eligible for workers’ compensation benefits. If you are an independent contractor for example, you may not be eligible. One of the best ways to find out if you are covered is to speak to our attorneys.

According to the Florida Department of Financial Services, employers required to carry workers’ compensation coverage include:

  • A construction industry employer with one or more employees, including the employer.
  • An employer in an industry other than construction with four or more full or part-time employees.
  • State or local government employers.

Workers’ compensation benefits cover medical costs and lost wages. If applicable, your benefits may cover temporary or permanent disability. In the case of death, death benefits may be provided.

After being injured because of your job, you deserve compensation to help you pay for your injury-related expenses. If you are unsure of your workers’ compensation coverage, our attorneys can determine your eligibility and whether there are any other avenues of recovering compensation for your injury.

If you have suffered an injury on the job, please contact the Cochran Firm South Florida to schedule a consultation with our experienced workers’ compensation lawyers in Miami

Breast Implant Problems

Miami & Ft. Lauderdale, Florida

Medical malpractice that causes breast implant problems can have a devastating effect on your life. You may have horrific aesthetic problems, or you may have suffered severe health issues because of a surgical mistake or other malpractice related to your breast implants.

Risks are inherent to breast augmentation. Even if your surgeon provides the highest quality care and the greatest attention to the procedure, an unavoidable complication may arise; however, in some cases, breast implant problems could have been avoided if the surgeon had not acted carelessly.

Possible breast implant problems include:

  • Infection
  • Symmastia (uni-boob)
  • Ruptured artery
  • Nerve damage
  • Loss of sensation

Symmastia, nerve and breast damage and other surgical errors may be caused by a plastic surgeon who performs certain procedural steps in a way that deviates from what is normal. Also, life-threatening infections can be caused if an implant is placed in an unsanitary manner or if a surgeon fails to diagnose an infection.

The only way to find out if your breast implant problems were caused by medical malpractice is to consult our attorneys.

If you believe a medical error may have led to your breast implant problems, and if you live in or around West Palm Beach, please contact the Cochran Firm South Florida to schedule a consultation with our experienced medical malpractice attorneys.

Defining Personal Injury Law

Miami & Ft. Lauderdale, Florida

When you have been injured in an accident, you have suffered a personal injury. When you seek compensation for your injuries with the help of an attorney, you are filing a lawsuit under personal injury law.

Personal injury law holds that a person or company responsible for harm should be held accountable for their actions and required to provide compensation for the victim. While this sounds straight forward, personal injury law is incredibly complex and demands an experienced and dedicated attorney to properly navigate. The West Palm Beach injury lawyers at the Cochran Firm South Florida have years of experience helping victims of personal injury get justice and receive the full compensation they deserve.

Common Causes of Personal Injury

Our injury lawyers have successfully represented personal injury victims in claims involving:

No matter what the cause of your injury, we are prepared to investigate your accident, determine liability, and fight to get you every penny you are due.

If you live in Miami, Ft. Lauderdale, West Palm Beach, or surrounding areas of South Florida and have sustained an injury in any type of accident, please contact the Cochran Firm South Florida to schedule a free consultation with one of our injury lawyers today.

Alcohol, Drugs, and Miami Car Accidents

Miami & Ft. Lauderdale, Florida

According to data gathered by the National Highway Traffic Safety Administration, over 25,000 people are killed and 700,000 are injured by drunk or impaired drivers every year. In fact, over 50 percent of all fatal car accidents involve an alcohol impaired driver, and the same percentage of Americans can expect to be involved in an accident caused by an impaired driver in their lifetime.

However, if you have been injured or a loved one has been killed by an intoxicated driver, you don’t need statistics, you need justice. The aggressive Miami accident attorneys at our firm are prepared to take your case and fight to get you every penny you are due.

Holding Negligent Parties Accountable

Did you know that in an accident caused by an intoxicated driver, you may be able to hold numerous parties liable for your injuries? The driver can, of course, be held liable, but in many cases so too can people who supplied the driver with the intoxicating substance such as bartenders. Your Miami accident attorney from our firm will conduct a thorough investigation into your accident, determine all liable parties, and do whatever is necessary to win for you the settlement you deserve.

If you have been injured or a loved one has been killed by an intoxicated driver in Miami, Ft. Lauderdale, West Palm Beach, or anywhere else in South Florida, please contact the Cochran Firm South Florida to schedule a no cost consultation today.

Why You Need an Attorney Following a Car Accident in Ft. Lauderdale

Miami & Ft. Lauderdale, Florida

There are a number of reasons you need an attorney following a car accident, but all of them boil down to this: Without an attorney, you will never be granted the full compensation you need to recover from your injuries.

How Insurance Works

When you are involved in a car accident, insurance companies begin working immediately to minimize your settlement. They do this because they are devoted to protecting their record-breaking profits. If you accept an insurance company settlement, you waive your right to seek legitimate compensation. Knowing this, insurance companies have developed a number of tricks and strategies to get victims to sign away their rights in exchange for what may seem like a good deal. The deals offered by insurance are never good. They are intended to cheat you out of your fair due, not help you recover.

How We Work

Our Ft. Lauderdale accident attorneys are dedicated to helping victims of car accidents get the maximum compensation they deserve. Unlike the insurance company, our devotion is to getting justice for victims and winning settlements that take into account damages such as:

  • All medical expenses, including rehabilitation and home health care
  • Any current and future lost wages
  • Lifestyle modifications
  • Physical and emotional pain and suffering

If you have been in a car accident in Miami, Ft. Lauderdale, West Palm Beach, or surrounding areas of South Florida, please contact the Cochran Firm South Florida today to learn all that you may be entitled to.

Who Can Collect Damages for Wrongful Death?

Miami & Ft. Lauderdale, Florida

In the state of Florida, a number of family members may be entitled to seek compensation through a wrongful death lawsuit. Eligible family members may include:

  • Spouses
  • Dependent children
  • Adopted children
  • Parents

The amount of compensation will be based on the relationship of the family member to the deceased and cannot be sought by multiple parties. For example, a dependent child cannot file a wrongful death lawsuit independent of one filed by a spouse. The best way to determine if you can collect damages is by consulting with one of the Miami wrongful death lawyers at our firm.

Damages Sought in Wrongful Death lawsuits

Typical damages sought in a wrongful death lawsuit include:

  • Medical expenses related to the injury that resulted in death
  • End of life expenses
  • Projected lifetime income
  • Projected future contributions such as mortgage and tuition
  • Future insurance coverage
  • Loss of emotional support
  • Loss of a loved one

These damages can be excessive and will be fought every step of the way by insurance companies liable for payment. Only with the help of an aggressive and tenacious wrongful death lawyer can you be sure that you and your family are provided with the full compensation you deserve.

If you have lost a loved one to an accident in or around Miami, Ft. Lauderdale, or West Palm Beach, please contact the Cochran Firm South Florida to schedule a free consultation with one of our wrongful death lawyers today.

Types of Sex Crimes

Miami & Ft. Lauderdale, Florida

The legal definition of sex crimes is incredibly vague. Sex crimes can loosely be defined as any behavior considered by the government to be inappropriate, even if taking place between consenting adults. This makes many people sex offenders without their ever being aware of their supposed criminal activity.

Public perception of sex crimes are those that involve children or acts of violence, and often public outcry against anyone accused of a sex crime is intense enough to stand in the way of a fair and just trial. If you have been accused of a sex crime, you have a right to competent, experienced, and solid legal representation.

The Miami sex crime attorneys at the Cochran Firm South Florida are prepared to take your case, defend your rights, and do everything possible to preserve your freedom and good name.

Sex Crimes

Sex crimes include rape, sexual assault, sexual abuse of a child, and other acts of sexual violence. Sex crimes also include:

  • Certain types of pornography
  • Sexual harassment
  • Consensual sex with an underage partner
  • Indecent exposure including public urination
  • Exhibitionism
  • Human trafficking

No matter why you may be charged with a sex crime, you deserve a fair trial. The sex crime lawyers at our firm are prepared to take your case and provide you with the most effective representation possible.

If you have been accused of a sex crime in or around Miami, Ft. Lauderdale, or West Palm Beach, please contact the Cochran Firm South Florida to schedule a free consultation with one of our criminal defense attorneys today.

Typical Semi-Truck Accident Injuries in Florida

Miami & Ft. Lauderdale, Florida

Semi-truck accidents are among the most dangerous on Florida roadways. While there can be a number of causes of truck accidents, the end results for drivers and passengers of smaller vehicles is all too often catastrophic injury or death.

Truck Accident Injuries

Typical injuries sustained in semi-truck accidents include:

  • Crush injuries such as pulverized bones
  • Neck and back injuries
  • Spinal cord and brain injuries
  • Disfigurement and amputation
  • Death

“Typical” in this sense does not imply your injuries will not impact your life in unique ways, but rather these injuries are the most common result of semi-truck accidents and deserve the most aggressive representation.

When you or a loved one sustains an injury in a truck accident, you will face enormous resistance from trucking and insurance companies when seeking compensation. Only with the help of an experienced and tenacious Miami truck accident lawyer can you be sure you are treated fairly and provided everything you will need to recover.

The Miami truck accident lawyers at our firm have years of experience dealing with the particular complexities of these cases and know exactly what needs to be done to get you every penny you deserve.

If you or a loved one has been injured in a truck accident in or around Miami, Ft. Lauderdale, or West Palm Beach, please contact the Cochran Firm South Florida to schedule a free initial consultation today.